What is Car Maintenance Insurance?

Routine factory scheduled maintenance is necessary for all cars and trucks. Without routine car maintenance, a vehicle is not safe to drive and will quickly deteriorate, incur damage, and eventually become inoperable. For this reason, many drivers look into insurance options to combat the high price of regular car maintenance, especially those who have invested in luxury vehicles. The more expensive or high-priced a vehicle is, the more costly and frequent the maintenance will be. This is not always the case, but it is very common.

Continue reading to learn how car maintenance insurance works, and where you can get the best deals on auto service near you.

Indianapolis Auto Repair and Service
Indianapolis Auto Repair and Service 317-475-1846

Understanding how car maintenance insurance works is not difficult. There are two primary concepts or objectives behind auto maintenance insurance. First, this type of policy is meant to ensure that a vehicle still receives the benefits of recommended factory maintenance after its warranty is void. Second, car maintenance insurance is often used as a tool to persuade car buyers to purchase an extended warranty.

Dealership Insurance

When a person buys a car from a dealership, it is common for the dealership to include a complimentary vehicle maintenance package with the purchase of an extended warranty. When a person leases a car from a dealership, it is common for the dealership to offer free car maintenance services so that the car stays carefully monitored during the leasing agreement, and is returned in good condition when the lease is over.

Extended warranties are good for anyone who expects to have a major car repair over the next several years that is too expensive for them to repair. This is the gamble car buyers take when purchasing extended warranties.

Third-Party Insurance

As for third party car maintenance insurance, or insurance policies purchased outside of a car dealership, these work just like health or homeowners’ insurance policies. You simply outsource a reliable insurance carrier, purchase a policy, and pay a monthly premium. When your car needs serviced, you just take it to an auto repair shop that is accepted by your insurance policy. The policy will pay for all, or a portion, of the maintenance bill. Generally, there is very little cost left for the owner to pay for.

Vehicle maintenance insurance carriers can drop car owners if they do not comply with the recommended factory scheduled maintenance time intervals. This will result in the owner being entirely responsible for all maintenance and repair costs. Talk to a licensed mechanic, or review your owners’ manual, for your vehicle’s recommended maintenance schedule.

Need a North Indianapolis Auto Mechanic?

Call Northeast Auto Service at 317-475-1846 for professional Indianapolis car maintenance and repair services you can trust. Our ASE certified car mechanics provide a wide range of automotive services for all make and model vehicles, foreign and domestic. Schedule a free inspection and estimate, anytime. Don’t forget to ask us about our auto repair coupons and discounts!

ASE Certified Automotive Mechanics 317-475-1846

Is It Safe to Drive My Car?

When you are aware that there are mechanical issues with your vehicle, you may worry if it’s safe to drive. Many people cannot get to a mechanic right away due to pre-scheduled priorities, like work, school, and daycare. So this question is a common one among today’s drivers with a busy schedule. Although some automotive problems can be put to the side for a few days, like oil changes and windshield wiper fluid refills, there are others that can’t be ignored for even a minute; that is, if you still want to drive.

Automotive Repair

Every component on a vehicle serves a purpose, whether aesthetically or functionally. Internally, the components in your car or truck play a vital role in the “safeness” and reliability of its operation. For this reason, most mechanical issues should be dealt with immediately, either on the spot or the morning after.

With that being said, there are certain mechanical issues that should allow you to transport your vehicle to a local automotive repair shop, safely. But there are others that will require a tow truck service to avoid putting yourself and others in harm’s way. For instance, if your vehicle requires tire rotation and balancing service or windshield wiper replacement, you are safe to drive to the mechanic for professional assistance. However, if you have an overheating car engine, or damaged exhaust, a call to the towing company is necessary.

Here are some more examples of when it is safe to drive to the mechanic, and when it is not:

Safe to Drive…

• Oil Changes
• Tire Rotation and Balancing
• Air Conditioning Repair
• Automatic Window Repair
• Door Lock Repair
• Alarms
• Cruise Control
• Lights
• Strange Sounds
• Alignment Work
• And More

Not Safe to Drive…

• Brake Repair
• Major Engine Work
• Radiator Repair
• Exhaust/Muffler Repairs
• Transmission Repair
• Fuel Injector Repair
• Fuel System Repairs
• Fuel Tank Repairs
• Blown Tires
• And More

Always Consult Your Mechanic

The extent of your vehicle’s mechanical problems can range in severity, so there may be special circumstances that will allow you to safely drive to your mechanic even if your problem is listed under “not safe” above. Ultimately, in order to know if your vehicle is safe to drive, contact your local automotive repair shop and speak with an ASE licensed mechanic that can assess your vehicle’s potential damage and offer professional advice on whether or not you can drive it to them.

Northeast Auto Service

Northeast Auto Service

Northeast Auto Service 317-475-1846

Call Northeast Auto Service at 317-475-1846 for answers to your car repair questions. We are ASE licensed and experienced car mechanics that offer a wide range of repair and maintenance for all make and model vehicles in Indianapolis, IN. If you are unsure if your car is safe to drive, just give us a call and we’ll give you a professional opinion you can trust! Our rates are the most competitive in town, but we also offer auto repair coupons for additional savings! Call 317-475-1846 for auto repair
and service in Indianapolis
, today.

Important Factory Schedule Maintenance Services for Cars, Trucks, and Other Vehicles

Owning an automobile is a big responsibility. Vehicles require care and upkeep, just as us humans do! There are various factory scheduled maintenance services that automotive companies recommend in order to sustain and benefit a vehicle’s performance value and longevity. The most common routine maintenance services include oil changes, filter changes, tire rotations and balances, engine flushes, radiator flushes, fluid refills, and more.

All regular scheduled maintenance services are vital for the well-being and dependability of any vehicle; however, without a few of the key services mentioned above, a car simply won’t run at all. Let’s take a closer look at some of the more important factory scheduled maintenance services that support optimal vehicle performance and sustainability in the long run.

Oil Changes

Although one of the most ordinary and unassuming of all the required vehicle maintenance, oil changes are one of the most important services a person can provide for their ride. Changing the engine oil and filter is vital when it comes to maintaining a functioning vehicle. Without motor oil and a clean filter, a car engine will overheat, eventually melting and destroying the inner workings of an engine. This can lead to very costly repairs.

Even if they are mundane, oil changes are absolutely necessary if you wish to keep your vehicle out of the repair shop or scrap yard. They should be performed at least every five thousand miles; whether that number is reached within one month or ten.

Vehicle Fluid Changes

Fluids such as transmission fluid, coolant, power steering, and even windshield wiper fluid are all vital components that require regular refills in most vehicles. Again, the schedule for these services differ from vehicle to vehicle; however, they are typically inspected, changed, or re-filled every six months or 5,000 miles, whichever of the two comes first.

Tires and Brakes

One of the most important safety features of a vehicle is its ability to stop. The routine maintenance services that protect this crucial capability surround the tires and brakes. Tire rotations and balances are important services that keep your tire functional in all weather conditions and elements. Refilling or changing the brake fluid and brake pads, and checking the over-all condition of the brakes, are also necessary services that all vehicles require in order to support safe driving on the road.

These services need to be outsourced every 8 to 30 thousand miles, depending on the year, make, and model vehicle. It is best to consult a professional automotive technician or vehicle manufacturer for routine maintenance specifications and schedules. This information can also be found in the owner’s portfolio that came with the car, or the manufacturer booklet in the glove compartment of new cars.

Routine Scheduled Maintenance Services in Indianapolis, Indiana

Indianapolis Oil Change Coupons 317-475-1846

Indianapolis Oil Change Coupons 317-475-1846

For professional advice and information about your vehicle’s required factory scheduled maintenance, call our licensed mechanics at 317-475-1846 today. We are happy to discuss your vehicle’s service requirements, no matter who does your automotive services. Visit our website at https://www.autorepairindy.com/factory-schduled-maintenance-indianapolis.php for details about routine service schedules and our company credentials. We are expert automotive mechanics that specialize in all foreign and domestic automotive services and repairs. Call us today for licensed factory scheduled automotive maintenance in Indianapolis, IN and its neighboring counties.