{"id":644,"date":"2020-03-09T10:00:00","date_gmt":"2020-03-09T10:00:00","guid":{"rendered":"https:\/\/www.autorepairindy.com\/blog\/?p=644"},"modified":"2020-03-06T18:05:26","modified_gmt":"2020-03-06T18:05:26","slug":"what-is-car-maintenance-insurance","status":"publish","type":"post","link":"https:\/\/www.autorepairindy.com\/blog\/what-is-car-maintenance-insurance\/","title":{"rendered":"What is Car Maintenance Insurance?"},"content":{"rendered":"\n<p>Routine factory scheduled maintenance is necessary for all cars and trucks. Without routine car maintenance, a vehicle is not safe to drive and will quickly deteriorate, incur damage, and eventually become inoperable. For this reason, many drivers look into insurance options to combat the high price of regular car maintenance, especially those who have invested in luxury vehicles. The more expensive or high-priced a vehicle is, the more costly and frequent the maintenance will be. This is not always the case, but it is very common. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">Continue reading to learn how car maintenance insurance works, and where you can get the best deals on auto service near you.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.autorepairindy.com\/blog\/wp-content\/uploads\/2020\/03\/Car-Maintenance-Service-Indianapolis-IN.jpg\" alt=\"Indianapolis Auto Repair and Service \" class=\"wp-image-645\" srcset=\"https:\/\/www.autorepairindy.com\/blog\/wp-content\/uploads\/2020\/03\/Car-Maintenance-Service-Indianapolis-IN.jpg 900w, https:\/\/www.autorepairindy.com\/blog\/wp-content\/uploads\/2020\/03\/Car-Maintenance-Service-Indianapolis-IN-300x200.jpg 300w, https:\/\/www.autorepairindy.com\/blog\/wp-content\/uploads\/2020\/03\/Car-Maintenance-Service-Indianapolis-IN-768x512.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Indianapolis Auto Repair and Service 317-475-1846<\/figcaption><\/figure>\n\n\n\n<p class=\"has-drop-cap\">Understanding how car maintenance insurance works is not\ndifficult. There are two primary concepts or objectives behind auto maintenance\ninsurance. First, this type of policy is meant to ensure that a vehicle still\nreceives the benefits of recommended factory maintenance after its warranty is\nvoid. Second, car maintenance insurance is often used as a tool to persuade car\nbuyers to purchase an extended warranty. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dealership Insurance<\/h2>\n\n\n\n<p>When a person buys a car from a dealership, it is common for\nthe dealership to include a complimentary vehicle maintenance package with the\npurchase of an extended warranty. When a person leases a car from a dealership,\nit is common for the dealership to offer free car maintenance services so that\nthe car stays carefully monitored during the leasing agreement, and is returned\nin good condition when the lease is over. <\/p>\n\n\n\n<p>Extended warranties are good for anyone who expects to have\na major car repair over the next several years that is too expensive for them to\nrepair. This is the gamble car buyers take when purchasing extended warranties.\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Third-Party Insurance<\/h2>\n\n\n\n<p>As for third party car maintenance insurance, or insurance\npolicies purchased outside of a car dealership, these work just like health or\nhomeowners\u2019 insurance policies. You simply outsource a reliable insurance\ncarrier, purchase a policy, and pay a monthly premium. When your car needs\nserviced, you just take it to an auto repair shop that is accepted by your\ninsurance policy. The policy will pay for all, or a portion, of the maintenance\nbill. Generally, there is very little cost left for the owner to pay for. <\/p>\n\n\n\n<p>Vehicle maintenance insurance carriers can drop car owners\nif they do not comply with the recommended factory scheduled maintenance time\nintervals. This will result in the owner being entirely responsible for all\nmaintenance and repair costs. Talk to a licensed mechanic, or review your\nowners\u2019 manual, for your vehicle\u2019s recommended maintenance schedule. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Need a North Indianapolis Auto Mechanic?<\/strong><\/h3>\n\n\n\n<p><strong>Call Northeast Auto Service at 317-475-1846<\/strong> for professional <a href=\"https:\/\/www.autorepairindy.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Indianapolis car maintenance (opens in a new tab)\">Indianapolis car maintenance<\/a> and repair services you can trust. Our ASE certified car mechanics provide a wide range of automotive services for all make and model vehicles, foreign and domestic. Schedule a free inspection and estimate, anytime. Don\u2019t forget to ask us about our auto repair coupons and discounts!<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.autorepairindy.com\/blog\/wp-content\/uploads\/2019\/07\/Indianapolis-Automotive-Service-Coupon-2.jpg\" alt=\"ASE Certified Automotive Mechanics 317-475-1846\" class=\"wp-image-580\"\/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Routine factory scheduled maintenance is necessary for all cars and trucks. Without routine car maintenance, a vehicle is not safe to drive and will quickly deteriorate, incur damage, and eventually become inoperable. For this reason, many drivers look into insurance &hellip; <a href=\"https:\/\/www.autorepairindy.com\/blog\/what-is-car-maintenance-insurance\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":645,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[173,120,13,277],"tags":[397,183,399,398,40],"class_list":["post-644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-care","category-cars","category-factory-scheduled-maintenance-indianapolis","category-mechanic-advice","tag-auto-repair-and-service","tag-auto-service","tag-car-care","tag-car-insurance","tag-car-maintenance"],"_links":{"self":[{"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/posts\/644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/comments?post=644"}],"version-history":[{"count":1,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/posts\/644\/revisions"}],"predecessor-version":[{"id":646,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/posts\/644\/revisions\/646"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/media\/645"}],"wp:attachment":[{"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/media?parent=644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/categories?post=644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.autorepairindy.com\/blog\/wp-json\/wp\/v2\/tags?post=644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}