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Passing on Repair? Be Careful<\/h1>\n\n\n\n
Can a person file an automotive insurance claim, receive a\ncheck, and then pass on getting their repairs done? The answer is, it depends<\/em>. If you have a loan in your\nvehicle, you must have the vehicle repaired. Furthermore, most insurance\npolicies require that drivers have all repairs carried out by a pre-approved mechanic.\nFailing to adhere to policy regulations like these will put you in breach of\nyour insurance contract, as well as your loan contract. Such breaches can lead\nto lawsuits, restitution, and other legal hassles. <\/p>\n\n\n\n Additionally, many insurance companies will only continue to\ninsure a driver if they continue with physical damage coverage, such as\ncomprehensive coverage or collision coverage. If you accept a check from an\nautomotive insurance claim, and then never have the vehicle repaired, the\ninsurance company will no longer insure that vehicle. So you must choose:\npocket the cash or keep your insurance. Sure, you can get a new carrier, but it\nmight be difficult since the previous claim will be on your record. You will likely\nhave to opt for higher insurance premiums or lower-quality coverage.<\/p>\n\n\n\n How does an insurance company know what you did with the\ncash? Well, standard procedure is for them to send you a check for the repairs,\nmade out to both you and the pre-appointed mechanic. IF the repair never takes\nplace, when the insurance company follows up on the claim, the mechanic will\nnotify them that the repair was never completed. <\/p>\n\n\n\n If you don\u2019t want to report your vehicle damage to your\nautomotive insurance carrier, you don\u2019t have to, unless you have a loan on the\ncar, as mentioned earlier, or if another vehicle was involved. If you and you\nalone were involved in the car\u2019s damage, and you own your vehicle, you can\nforgo making a claim without any legal repercussion. However, it is strongly encouraged to have\nyour vehicle fully inspected by a licensed Indianapolis mechanic to ensure it\nis still road-safe. This is especially important if you use your vehicle to\ntransport children.<\/p>\n\n\n\n Call Northeast Auto Service at 317-475-1846<\/strong> for professional automotive service and repair in Indianapolis<\/a>, Indiana. We\u2019re ASE certified car mechanics who provide a wide range of auto repairs and maintenance for both foreign and domestic vehicles, including comprehensive inspections following a car accident. Best of all, we offer customer conveniences like free written estimates, flexible drop off and pickup hours, automotive repair coupons and discounts, and competitive pricing. See our coupon, below!<\/strong><\/p>\n\n\n\n After a car accident, you will need to have your vehicle repaired, whether through your own insurance policy, or an at-fault driver\u2019s. Regardless of whose insurance carrier is covering the cost of your automotive repairs, there are some things you … Continue reading Don\u2019t Want to Report the Damage?<\/h1>\n\n\n\n
Trusted Automotive Inspections in Indianapolis<\/strong><\/h2>\n\n\n\n
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